In the current circumstances, financial institutions need to know costs accurately and analyze the detailed profitability by product and customer segment, in order to anticipate their decisions, adapt their rates, and respond to the constraints of controlling the costs of the various services. Our analytical solution enables us to

• Calculate the cost and the precise profitability in full costs of each product and banking service, customer segment and agency while crossing the different axes between them
• Defalquate the budget to have the estimated profitability in full costs per banking product , service, by customer segment, by agency and any other analysis dimension
• Make a ‘Rolling forecast’ by simply updating budgets and recalculating the landing at the end of the year while consolidating periods
• Make simulations on future profitability and record several scenarios to be designed; (for example, tariffs, volumes, staff, number of agencies, market rates, etc.